Loan Officer Practice Exam

Which of the following is NOT considered an immediate family member in terms of license law?

1. adoptive relationships

2. grandparents

3. aunts, uncles, and cousins

4. stepchildren

The correct answer is: aunts, uncles, and cousins

In the context of license law and its definition of immediate family members, certain relationships are typically recognized as being part of an immediate family. Immediate family generally includes people who share a close familial bond, such as parents, children, and siblings, as well as sometimes extending to adoptive relationships and stepfamily connections. Aunts, uncles, and cousins fall outside this definition of immediate family. These relatives, while they can be important in a family structure, do not typically qualify under the legal definitions used in many statutes regarding immediate family. Therefore, recognizing aunts, uncles, and cousins as not being immediate family clarifies the narrower scope of what constitutes an immediate relative in these legal contexts. In contrast, adoptive relationships recognize the legally established ties that occur when a child is adopted; grandparents are often considered immediate family due to their direct lineal connection; and stepchildren also fit this classification as they are part of the household through marriage, showcasing that close familial connections can exist even when not biological.